Best Rates + Fast Closings

Mortgage Solutions & Capital For Real Estate Investors Throughout the U.S.

Whether you’re a first-time homebuyer, looking to purchase a second home or investment property, or interested in refinancing, we can help.

Get Pre-Qualified
or Call (516) 643-7670
Best Rates + Fast Closings

Mortgage Solutions & Capital For Real Estate Investors Throughout the U.S.

Whether you’re a first-time homebuyer, looking to purchase a second home or investment property, or interested in refinancing, we can help.

Get Pre-Qualified
or Call (516) 643-7670
Our Loan Options

Choose From a Variety of Loan Options to Fit Your Plans

Conventional

Great option if you have good credit, low debt-to-income ratio, and can make a down payment. 

USDA

Loans for acquiring, or refinancing homes and farmland in rural parts of the United States.

FHA

Offers assistance for first-time buyers, and low-down payment options.
Lower credit requirements.

VA

Home financing for eligible veterans looking to purchase properties with no down payment.

Bridge Loan

Short-term loan used until you secure long-term financing or pay an existing obligation.

Non-QM

Guidelines are favorable for investors, the self-employed, business owners, LLCs, and corporate borrowers. Allows for repayment calculation to exclude personal income.

Hard Money

Short term loan options for investment properties. Fast underwriting, and funding.

Commercial

These loans allow for the purchase and refinance of all types of commercial properties,
retail, multifamily, mixed use, special use, and industrial.

Land Loans

Loans for the purchase of commercial or residential sites.

Construction Loans

Short-term loans to help finance the building of a home or real estate project.

10+

Years Of Experience

The expertise and knowledge you need.

Our Experience

Our Team and Partners Have 10+ Years of Mortgage and Real Estate Investment Experience.

We’re an experienced mortgage company with first-hand knowledge of the types of projects and deals our clients are pursuing. We focus on providing fair, flexible mortgage options that are often unavailable through traditional mortgage brokers and banks.

  • The most flexible financing options available
  • Fast, efficient approvals and closings
  • Personalized customer service from start to finish
Why Us?

Why Do People Choose Us For Their Mortgage Needs?

Flexible Options

We offer extensive lending options to match our clients’ goals and needs.

Reliable

We’re in business to build long-lasting relationships with our clients.

Responsive

We move quickly to get the info you need to get the deals you want.

About Eight Circle Mortgage

Specializing in Home & Commercial Loans Throughout the U.S.

We understand the complexities that come with the mortgage process. Let us help you navigate them.

Address:

1630 E 21st Street
Jacksonville, FL 32206

Available every day from

8:00 am – 6:00 pm

Questions? Call us at

516-643-7670

Mortgage Services

We’re Providing Mortgage
Loans You Can Trust

FAQ

Let’s Work Together to Get You the Money You Need.

Our goal is to help get you the information and financing needed to accomplish your goals. Whether you are closing your next deal, purchasing your first or forever home, or investing in your business, we can help make it happen.

Get Pre-Qualified

A prequalification letter is meant to communicate to sellers and the parties involved in a sales transaction that a lender has performed an initial review of a future borrower’s income, assets, and ability to repay a loan of a certain or max figure.

How much mortgage you can afford is determined by factors such as credit score, income, assets, and financial history. Borrowers can have unique circumstances, so we offer a wide array of loan products ranging from traditional, Non-QM, to many other conventional types.

The higher the better. However, some of our loan products do not require a credit score to qualify. We can provide financing to borrowers with credit scores in the low 500’s.

A general list of documents needed to apply for a mortgage would include: state or federally issued proof of identification, social security card, tax returns, W2’s, pay stubs, bank statements, rent verification, and employment verification.

Most traditional mortgage loans can be obtained within 30 days. Hard money loans can be closed and funded in as little as 15 calendar days.

Testimonials

Why Our Clients Chose Us for Their Mortgages

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Mack Mcguire

Jacksonville Beach, FL

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Ellyn Garzon

St. Johns, FL

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Nelson Bryant

Jacksonville, FL

Contact us

Need a Mortgage?

For questions, call us at

516-643-7670

Get Pre-Qualified